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In Florida, a judgment lien can be attached to the debtor’s real estate — meaning a house, condo, land, or similar kind of property interest. Florida also allows judgment liens to be attached to the debtor’s personal property — things like jewelry, art, antiques, and other valuables.

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This may sound superficial, but superficial stuff matters in moments like this, when people are trying to decide if they’re comfortable. But there’s a cut-off: You can’t have a mortgage of more.

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