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Going on family holidays can also be expensive so it can cool people’s interest around this time. The potential buyers who stay home tend to be preoccupied with keeping their little darlings entertained during these months. Any parent will tell you that keeping kids busy during the holidays doesn’t leave much time for house hunting.
You might not be able to take a holiday if your loan-to-value (that is your mortgage as a percentage of the value of your home) exceeds the lender’s criteria. 5. Most importantly of all, interest will still accrue during the holiday and any missed interest payments will be added to your mortgage.
California lenders cannot charge late fees until 10 days after the mortgage payment is due, so you have a couple of weeks grace to make the payment before any penalties kick in. The credit bureaus are not usually informed of late payments until the payment is 30 days past due.
Don’t be naughty to your preapproval status over the holidays November 18, 2014 by Rhonda Porter Leave a Comment If you are currently preappoved for a mortgage to buy a home or are considering getting a mortgage in the New Year, what you do now with regards to your credit and income may impact your preapproval status.
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If you don’t understand what your buying goals can and should be, hearing what the professional is intent on will help you clarify what success must mean for you and the professional in the upcoming transaction. The Five Core Matching Questions will start your real estate conversation with the professional who will help change your life.
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